The processing of your data is necessary for entering into, and the performance of, a contract with M H Finance Ltd. We will only ask for relevant information and use it to set up and service your account. It will never be sold to third parties. All data is stored within the UK and is protected by British and EU privacy laws. The following information will enable you to understand how the personal data you provide us with may be used.
Our website may only be used by persons over the age of 18.
We will only collect information from you that is required by us and is required by law in order to provide the service we offer to you. When you provide us with personal information to apply for a service, we use that information for that specific reason only.
Information given by you, or about you, in connection with your account will only be held for as long as is necessary to service your account and in accordance with legal requirements.
We want you to remain 'Internet Safe'. Any web address that is proceeded by a padlock symbol and the word 'secure' indicates to you that you are on a secure site and that if you enter personal information it will be encrypted before its transmitted so that it cannot be easily read if intercepted by Hackers. You will see this when you visit our website.
During any visit to our website certain data is automatically collected such as your IP Address, Web Browser type and version, operating system, a list of URLS (Universal Resource Locator) and Cookie Information.
It is important to note that cookies cannot access any information that is stored on your hard drive, they can't be used to personally identify you unless you offer up personal information in an application form.
By default, your browser will accept cookies but you can use your web browser to delete, block, allow and clear cookies. However, if you choose to disable cookies you may lose some features and functionality of the websites you are visiting. For more information visit Aboutcookies.org.
Third parties to which we transfer, charge or assign your agreement, or which manage your loan or provide services for us.
Law enforcement agencies or regulatory bodies where we are required to do so by law.
CRA's (Credit Reference Agencies) and FPA's (Fraud Protection Agencies) to which we may report positive, delinquent and default data about your account(s) on a regular basis. This information may then be supplied to other organisations which search your credit record.
Only once you have given your explicit consent/permission on the 'paper' Application form which is concluded in your home will we use your personal data for marketing. You HAVE NOT given your permission anywhere on this website for marketing.
If you have a question, want to exercise your right or make a complaint, please contact out Data Protection Officer address as above under 'Your data and how to access it'.
You can also make a complaint to the Information Commissioner's Office, Wycliffe House, Water Lane, Wilmslow, Cheshire SK9 5AF. Telephone 0303 123 1113
M H Finance Ltd reserves the right to change this Privacy and Cookies Policy as and when we deem necessary or as may be required by law. Any changes will be immediately posted on the Web Site and you the user are deemed to have accepted the terms of the Policy on your first use of the Web Site following the alterations.